Premium rates are determined according to the KHIA plan you select, your age, gender, and tobcacco use.

During the application process, you will need to decide upon a premium payment cycle. KHIA offers monthly direct pay or monthly bank draft (premium is automatically deducted from your bank account).

If you choose the monthly bank draft, you will also need to complete the automatic bank withdrawal authorization form.

Use the rate tables to determine your premium rates. First, select a plan and then locate the correct rate table by tobacco or non-tobacco user. Next, locate your current age, for the premium rate. The premium rates listed are monthly.

Link to Rate Sheet:

KHIA Premium Rates Plan (Eff. Jan. 1, 2008)

• Single Rates (Non Tobacco User)
• Single Rates (Tobacco User)
• Two Party Rates (Non Tobacco User)
• Two Party Rates (Tobacco User)
• Family Rates (Non Tobacco User)
• Family Rates (Tobacco User)